Best Cash Back Credit Cards

Cash back credit cards are extremely popular with consumers due to the benefits they offer. They are an effective way to save money on purchases by providing a certain percentage of cash back on the total amount spent. Each card has its own unique features and benefits, making it important to understand their specifics before choosing one. This article aims to elucidate some of the best cash back credit cards available in the market, along with the features they offer. 

Chase Freedom Unlimited

Chase Freedom Unlimited is one of the best cash back credit cards available. The card offers an unlimited 1.5% cash back on all purchases. Additionally, the card provides a $200 bonus after spending $500 in the first three months from the account opening. Moreover, the card offers 5% cash back on travel purchases through Chase Ultimate Rewards, 3% on dining at restaurants, and 3% on drugstore purchases. This card has no annual fee and also provides a 0% introductory APR for the first 15 months. (

American Express Blue Cash Preferred

The American Express Blue Cash Preferred card offers a whopping 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and on select U.S. streaming subscriptions, 3% on transit and at U.S. gas stations, and 1% on other purchases. The card also offers a $300 statement credit after spending $3,000 in purchases within the first six months. There is a $95 annual fee, but the high cash back percentages can quickly offset this cost for many consumers. (

Discover it Cash Back

Discover it Cash Back card offers 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. The unique feature of this card is that Discover automatically matches all the cash back you've earned at the end of your first year. The card has no annual fee. (

Capital One Quicksilver Cash Rewards 

The Capital One Quicksilver Cash Rewards card offers a straightforward 1.5% cash back on all purchases with no limit. This card also provides a one-time $200 cash bonus after spending $500 on purchases within three months from account opening. The card has no annual fee and offers a 0% introductory APR for the first 15 months. (

Citi Double Cash Card

The Citi Double Cash Card stands out in the cash back market by offering up to 2% cash back on all purchases: 1% when you buy, plus 1% as you pay. This makes it a strong choice for consumers looking for a simple and high rate cash back card. There is no limit to the amount of cash back that can be earned, and the card has no annual fee. (

There are a plethora of cash back credit cards available, each with their own unique features and benefits. The best card for you depends on your spending habits and the categories in which you spend the most. Therefore, it is crucial to carefully review each card's benefits and terms before making a decision. Remember, a cash back credit card is only beneficial if you pay off your balance in full each month to avoid interest charges. With the right card, you can make your regular purchases work for you and earn cash back in the process.