Medicare Part D

Are you on medicare and want to enroll in a part D plan? Or are you on a private plan and looking to add medicare part d as a stand alone plan? The following guide is going to walk you through the process.

What Is Medicare Part D?

A medicare part D plan is a prescription drug coverage plan that pays for part or all of your prescription drug cost. If you have more than one medical condition you could qualify for free medication management therapy. In this free service your doctor will review with you a list of your medications, the reason you are taking each medication, and an action plan on how to best utilize your medication for them to work most effectively.


To receive medicare part D you must meet at least one of the following criteria:

  • 65 and older

  • Receiving SSDI for 2 years

  • Diagnosed with end stage kidney failure requiring dialysis

  • On medicare part A or B

If you meet one or more of those criteria, then you can apply for medicare part D. You should apply if you use prescription drugs, may need to use prescription drugs in the future, or if you're having trouble paying for your prescriptions or are worried about the cost. Medicare part D can cover all or part of the cost of your prescriptions.

How To Apply

There are several ways to apply for medicare part D plan. You can visit the medicare website and use the plan finder tool. You have the option to create an account or continue without logging in. Creating an account allows you to apply and save your information.

The tool then asks you basic questions like if you'd like help finding a plan, or if you already know what you want, as well as your zip code. You can choose if you'd like original medicare or a medicare advantage plan, and the tool then gives you a price estimate of what your monthly payment would be. If you wouldn't want to apply online, you can also apply by going to the medicare office, mailing in an application, or over the phone by calling 1-800-633-4227.

The information you would need to apply is your basic information such as your name, birthday, address, a list of your medical conditions and medications you are taking for them, as well as your social security number or equivalent. After your application is submitted, you will receive a call if any more information is required or if there were any errors made. After that, your application will be processed and your final decision will be mailed to you.

Now you know that medicare part D coverage is a prescription drug coverage plan that assist in the cost of medications prescribed to you by your doctor. You can now apply if you meet the qualifications that are listed above.